Should you apply for the Citi AAdvantage Card?

There are a ton of credit cards out there, and deciding which one to apply for can be a challenge. One of the more attractive limited time offers out there right now is the Citi AAdvantage Executive World Elite card, allowing you to earn 75,000 miles on signup with some qualifying spend. We applied for the card and got approved, but should you?

The Basics

The card is now offering 75,000 miles on signup with $7,500 in purchases in the first three months. While that’s a high number, it is totally attainable. It’s an average of $2,500 a month in spending, and with some manufactured spending tactics, you can easily reach that number. You’ll earn 1 mile per dollar on spend and 2 miles per dollar on all American Airlines spending. That means that if you just hit basics spending, you’d earn 82,500 miles after signup.

Just like almost all other airline branded cards, you’ll get your first checked bag free for you and up to 8 companions traveling with you on the same record locator.

Checked baggage from Google Images

Lounge Access

One of the most appealing aspects of the card is lounge access. You’re allowed full lounge access to all the American Airlines Admiral’s clubs in the world. We passed through London last week and by simply showing our card at the entrance we walked right in. Same thing for Santiago, Chile!

Santiago Chile lounge Admiral’s Club

Not only do you get full access but so do all of your authorized users for the card. Think of all your friends/family members that could benefit from this feature and use the lounges when they travel.

Annual Fee

Yes, the $450 annual fee is steep, trust me, I know. But if you value access to airport lounges and you’ll be traveling a lot, then this is a no-brainer. ESPECIALLY if you can share the cost with a couple of authorized users. 4 people makes it only around $112 each, which is a STEAL for airline lounge access and all the other benefits. 

Elite Qualifying Miles

Do you like status? I know you do, that’s why you’re reading this blog, right?! Well, you’ll earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

Remember, it’s within the YEAR, not 12 months, so if you’ve got some big spending coming up, you could earn them for 2017 still and help you reach your next elite level. Otherwise, plan to start strong in 2018.

82,500 miles gets you…

A LOT. If you’re looking to travel in coach, that’s more than enough for three round trips in the USA.

Business more your style? Round trip to Hawaii or even Colombia or Peru with room to spare.

How about First Class? We flew on Etihad’s apartment for only 62,500 one-way from London to Abu Dhabi and onward to Nepal. Now THAT was a screaming deal.

Etihad Apartments connected

Etihad Apartments connected

So, should you apply?

In short, yes, why not! I value American Airlines miles for their use on their partners like Etihad to fly in first and business class, but if you’re looking to take some trips with the family here in the USA, getting three free round trip tickets just for doing a credit card signup is awesome.

Redeem AA Partners

American Airlines also offers great partnerships with a bunch of airlines to get you anywhere you want to go in the world. If American doesn’t fly there, it’s a good chance that either Alaska, Hawaiian, Etihad, Finair, Iberia, or Qantas does.

Applying is easy. Just head here or go to the “Limited Time Offers” section in the Credit Cards link at the very top of this page.

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Author: Jon Nickel-D'Andrea

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2 Comments

  1. Will this fall under the same ‘family’ of cards as the Citi AA plat, and be under their own 24 mo rule? Cheers

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    • Correct. The terms state that American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage®card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months. So if you are in that boat, get the business card.

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